Compare Student Car Insurance quotes

Student Car Insurance

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Why do you need student car insurance?

So you're off to university, do you bring your car? There are many benefits to having your car with you at university, from a quick trip to the shop to the long journey back home. This being said, there is nothing worse than taking out the wrong student car insurance policy.

Owning a car gives you a sense of freedom during student life, but keeping your car on the road isn't cheap. With university fees and living expenses to factor in, car insurance can be an expensive burden. We've laid out a few things to watch out for to make sure you get the best deal.

Higher risk

Student car insurance can often be expensive; students are usually young and inexperienced drivers, which makes insurers wary. As such, premium prices can be steeper due to the heightened risk of an accident.

One savvy method to keep prices down is to be wary of where your car is being parked while you're at university. Before deciding on student accommodation, look into local crime rates - car theft and vandalism in particular. You may be surprised by how much policy prices vary depending on where your car is parked.

Buy a suitable car

If you haven't already, carefully consider what type of car you are driving. More power often means more expensive insurance policies... so buy sensibly!


Improving the security of your car means reduced risk, leading to reduced costs. Installing an immobiliser or a wheel lock will help to lessen your risk.


It can be hard not to drive around for hours on end when you have your own car, but this can have a massive impact on your insurance prices, so try to walk when you can!

Find your student car insurance policy here

There are more options to consider to help minimise your policy price, including adding an experienced named driver to your policy, so be sure to think about all the different options. It can be difficult to select a policy that's right for you, but at Insuro, we compare a huge variety of student policies to ensure you choose the right one.

What is car insurance?

Having car insurance ensures you are covered financially if the worst were to happen to your car. This could be damage from an accident, theft, vandalisation and fire damage. It means you won't have to dig into your own pocket to pay for potentially huge repair or replacement costs.

Car insurance is a legal requirement for cars driving on public roads. You will be heavily penalised if you are found to be driving without insurance. The minimum level of cover you must legally have is third-party car insurance. This would cover the damage to another person's car, for example in a collision accident, but provides limited cover for your own vehicle.

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How much does car insurance cost?

Car insurance is made up of an annual premium. This can be paid in a lump sum or monthly as a direct debit. There are many factors that come into play that will affect the cost of your car insurance. It needn't cost the earth when you take the time to compare premiums with Insuro. Get one of our quotesin a matter of minutes.

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Fantastic service I had a renewal price of over £850 from my current insurance which had gone up by £150 from last year I now have a new insurance company and its £421 saving me over half the price amazing 👍👍👍
Saved me hundreds on my car insurance. Hadn't heard of them before but will defo be back again.
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