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Unlike car insurance, caravan insurance is not legally required. However, the protection it provides is a welcome relief in the event of an accident. There are two main types of caravan insurance; Static caravan insurance and Touring caravan insurance. It’s a common mistake to assume that caravan insurance applies to motorhomes. In fact, motorhome insurance is a separate kind of insurance.

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For insurance quotes over the phone please call 0800 0987 875 (Calls Handled by Be Wiser Ltd)**

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Static Caravan Insurance

Static caravan owners often prioritise slightly different areas of cover. Some of this is obvious, as static caravan won’t be in road traffic accidents. Some may be less obvious. For example, many home insurance policies protect the contents of your touring caravan while it’s parked at your home. However, the contents of a static caravan will not benefit from this.

Because of location, you might prioritise fire, flood, or other covers.

Touring Caravan Insurance

If your caravan and your car have a combined weight of over 3,500kg you may not be road-legal. This can invalidate your insurance while on the road, so this may be something you wish to avoid!

Your car handbook and caravan documents should tell you their weights.

Exclusions to Watch For

Common exclusions to caravan insurance include:

  • Wear and tear.
  • Any damage arising from treating the caravan as a permanent residence.
  • Damage arising from infestation by insect or vermin.
  • Damage or loss due to inadequate security measures (e.g., leaving doors or windows unlocked).

If you’re concerned about any of these, check your policy thoroughly to avoid these exclusions.

Caravan Insurance Comparison

Fill out the form above for a selection of quotes tailored to you. Make sure you take the time to read all the best offers and pick out the policy that’s best for you.

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