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When cutting down costs, you might see it as an option to try and save money but comes to insuring a van commercially. It is illegal to operate a van that is not insured unless it has received a statutory off road notice. If you do not insure your van, you could face heavy penalties that could cost you more in the long run.
Insurance providers can refuse insurance cover on your van if your drivers are aged below 21. It may also be difficult to obtain commercial van insurance if you are opting to attach a trailer to your van.
Most businesses operate with more than one employee. Any employee that is driving your business van will need to be covered by your commercial van insurance. The more drivers that you have on the policy the higher your premium will be. To cut down these costs try adding named drivers to your policy. This will work out cheaper than purchasing any driver insurance.
If your business holds more than one van, you can opt to purchase fleet van insurance. Insurance providers offer discounts when insuring multiple vans. This means fleet van insurance is cheaper than individually insuring each vehicle. insurance providers will offer discounts on multiple vans.
Commercial van insurance works just like normal insurance for your personal vehicle. There are three levels of cover that you can choose from:
Van insurance is a specialist type of vehicle insurance that is designed to protect against the risks that can occur from being on the road. These risks might include: