Compare Commercial Van Insurance
- done Compare up to 60 providers
- done You could save up to £685*
- done Get personalised van insurance quotes in minutes
Don’t have your registration number? No problem, click here.
What is van insurance?
Van insurance is a specialist type of vehicle insurance designed to protect against the risks of being on the road. These risks might include:
- The risk to the driver, other drivers and pedestrians in the case of an accident on the road. These risks could include injury or even death.
- • Damage to the van itself from a collision of some kind
- • Damage to private or public property as the result of a van collision
- • Theft of the van itself
- • Theft or damage to the contents of the vehicle
- • Some policies also offer protection for risks such as accidentally filling up with the wrong fuel or losing your van keys.
Quotes from up to 60 top UK insurance providers
How much does van insurance cost?
*51% of consumers could save £685.51 on their Van Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2025. The savings you could achieve are dependent on your individual circumstances.
NimbleFins researched the cost of van insurance and found that the average cost for a comprehensive policy was just over £1,350 annually. This was with an excess of around £500. Retrieved from: https://www.nimblefins.co.uk/van-insurance/average-cost-van-insurance"
It's interesting to note that comprehensive van insurance isn't always that much more expensive than third-party or third-party fire and theft insurance - and sometimes it can even be cheaper. Why? Because insurers know that motorists who take out these lesser third-party policies are more likely to be risky drivers, they charge a premium to reflect the higher risk.
Why compare?
-
Search up to 60 different insurance providers
Increase your chance of finding a great deal by comparing multiple companies using a single form.
-
Buy online or by phone
Purchase your insurance policy quickly and easily; monthly and annual payment options are available.
-
You could save time and money
Get your quotes by filling in one simple form, compare prices, and start saving.
-
With over 3 million quotes
Join Quotezone’s ever-growing list of satisfied customers and find your quotes today.
-
Cloudflare Protected
The provider is committed to keeping your data safe and secure.
-
Independent and unbiased service
The service isn’t owned or has any investment from any insurance company.
Determine your commercial van insurance needs and get quotes from over 40 companies. Join the hundreds of people who are saving money when they compare commercial van insurance quotes!
What does UK law say about commercial van insurance?
When cutting down costs, you might see it as an option to try and save money, but it comes to insuring a van commercially. Operating a van that is not guaranteed is illegal unless it has received a statutory off-road notice. If you do not secure your van, you could face heavy penalties that could cost you more in the long run.
What are the commercial van insurance policy restrictions?
Insurance providers can refuse insurance coverage on your van if your drivers are aged below 21. Obtaining commercial van insurance may also be difficult if you opt to attach a trailer to your van.
Commercial van insurance policies for multiple drivers and vans:
Most businesses operate with more than one employee, and your commercial van insurance must cover any employee driving your business van. The more drivers you have on the policy, the higher your premium will be. Try adding named drivers to your policy to cut down on these costs, and this will work out cheaper than purchasing any driver’s insurance.
You can purchase fleet van insurance if your business holds more than one van. Insurance providers offer discounts when insuring multiple vehicles, and this fleet van insurance is cheaper than individually insuring each vehicle. Insurance providers will offer deals on various vans.
The different types of commercial van insurance available on the market:
Commercial van insurance works just like regular insurance for your vehicle. There are three levels of cover that you can choose from:
- Third-party insurance: Third-party insurance will only cover damages caused to other people and their property.
- Third-party fire and theft insurance: This type provides the same coverage as third-party car insurance. You are also covered if there is damage to your van due to a fire or theft.
- Fully comprehensive: Fully comprehensive car insurance covers you for any damage to you personally and your van. It also covers damages to other people’s vans and any injuries they sustained.
What Does UK Law Say About Commercial Van Insurance?
UK law requires commercial van insurance, with severe penalties for non-compliance, unless the vehicle is officially declared off-road.
What Are the Commercial Van Insurance Policy Restrictions?
Insurance may be restricted based on the driver’s age or if you intend to attach a trailer to your van.
How Does Commercial Van Insurance Work for Multiple Drivers and Vans?
Insurance should cover all employees driving the van, with options for fleet insurance for businesses with multiple vehicles.
What Types of Commercial Van Insurance Are Available?
Options include Third-party, Third-party Fire and Theft, and Fully Comprehensive insurance, each providing different levels of protection.
