Convicted Driver Insurance Comparison

Compare car insurance quotes

  • done Compare 110+ providers
  • done You could save up to £530*
  • done Get personalised quotes in minutes

Don’t have your registration number? No problem, click here.

Convicted Driver Insurance Comparison

What is car insurance?

Having car insurance ensures you are covered financially if the worst were to happen to your car. Such incidents could involve damage from an accident, theft, vandalisation and fire damage. Car insurance means you won't have to dig into your pocket to pay for potentially huge repair or replacement costs.

Car insurance is a legal requirement for cars driving on public roads. You will be heavily penalised if you are found to be driving without insurance. The minimum level of coverage you must legally have is third-party car insurance. Third-party insurance covers the damage to another person's car, for example, in a collision accident, but provides limited cover for your vehicle.

Quotes from over 110 top UK insurance providers

How much does car insurance cost?

Car insurance is either made up of an annual or monthly premium. Annual premiums are paid in a single lump sum when a policy is purchased; monthly premiums require a deposit and a monthly direct debit. Many factors come into play that will affect the cost of your car insurance. It needn't cost the earth when you take the time to compare premiums.

Why compare with Insuro?


Compare Convicted Driver’s Car Insurance to find insurance available to you.

Motor convictions have become quite common in recent years, yet many leading insurance providers often persecute convicted drivers. Most insurance companies do not support convicted drivers, often denying their applications or charging a high premium. However, it is not so difficult to overcome.

A conviction may be for many reasons, and not all of these should prevent you from driving again. Based on the reason for your conviction, your insurance premium will vary. For example, you might be convicted of drunk driving, drugs, rash driving and speeding.

Common questions:

  1. How long will a conviction affect my insurance rates?
  2. Can I take courses or actions to reduce my premiums after a conviction?
  3. What documentation is needed to apply for insurance as a convicted driver?
  4. How do different types of convictions impact insurance premiums?
  5. Are there payment plans or flexible options for convicted drivers facing high premiums?

How long will a conviction affect my insurance rates?

Convictions can affect insurance rates for varying durations, typically from 4 to 11 years, depending on the severity of the offence.

Can I take courses or actions to reduce my premiums after a conviction?

Attending recognized rehabilitation courses might reduce premiums, depending on the insurer and the nature of the conviction.

What documentation is needed to apply for insurance as a convicted driver?

Personal identification, driving license, details of the conviction, and current or previous insurance documents are typically required.

How do different types of convictions impact insurance premiums?

Premiums vary significantly; more serious offences like DUI typically result in higher premiums than lesser offences like minor speeding violations.

Are there payment plans or flexible options for convicted drivers facing high premiums?

Some insurers might offer flexible payment plans or higher deductibles to lower monthly costs, but this varies widely.

What else should I consider?

For a comprehensive understanding of convicted driver car insurance, it’s crucial to consider the reasons for conviction and their impact on insurance rates, options for reducing premiums through rehabilitation courses, and how different insurers approach such policies. Using comparison tools can aid in finding more favourable options.

Please note: This Insurance comparison tool is provided for your use by SEOPA. Insuro.co.uk and novi. digital is not responsible for the contents of the comparison you receive.

Blog

Car Insurance 2024 – 5 Current Trends To Get A Better Deal

Car Insurance 2024 – What You Need To Know Securing an advantageous car insurance deal continues to be challenging. This blog explores current trends that can make your car insurance in 2024 offer better value for money. In this article, you will discover: The rise of electric and hybrid vehicles in insurance considerations. 2024’s most […]

National Highways Red X

What is the “National Highways Red X?” In the UK, “National Highways Red X” is a term used on smart motorways to indicate lane closure. Red Xs are displayed on overhead gantries and signal drivers that the lane is closed and should not be used. The red Xs are used to increase safety and manage […]

Insuring a modified car

So, you’ve bought a second-hand car and are ready to compare car insurance to get the best possible deal. But do you know how many modifications your new car has? A recent study showed that only 1.7 per cent of drivers declare modifications on their vehicles. This could be intentional or simply because people aren’t […]