Compare Convicted Driver’s Car Insurance to find insurance available to you.
Motor convictions have become quite common in recent years, yet many leading insurance providers often persecute convicted drivers. Most insurance companies do not support convicted drivers, often denying their applications or charging a high premium. However, it is not so difficult to overcome.
A conviction may be for many reasons, and not all of these should prevent you from driving again. Based on the reason for your conviction, your insurance premium will vary. For example, you might be convicted of drunk driving, drugs, rash driving and speeding.
Common questions:
- How long will a conviction affect my insurance rates?
- Can I take courses or actions to reduce my premiums after a conviction?
- What documentation is needed to apply for insurance as a convicted driver?
- How do different types of convictions impact insurance premiums?
- Are there payment plans or flexible options for convicted drivers facing high premiums?
How long will a conviction affect my insurance rates?
Convictions can affect insurance rates for varying durations, typically from 4 to 11 years, depending on the severity of the offence.
Can I take courses or actions to reduce my premiums after a conviction?
Attending recognized rehabilitation courses might reduce premiums, depending on the insurer and the nature of the conviction.
What documentation is needed to apply for insurance as a convicted driver?
Personal identification, driving license, details of the conviction, and current or previous insurance documents are typically required.
How do different types of convictions impact insurance premiums?
Premiums vary significantly; more serious offences like DUI typically result in higher premiums than lesser offences like minor speeding violations.
Are there payment plans or flexible options for convicted drivers facing high premiums?
Some insurers might offer flexible payment plans or higher deductibles to lower monthly costs, but this varies widely.
What else should I consider?
For a comprehensive understanding of convicted driver car insurance, it’s crucial to consider the reasons for conviction and their impact on insurance rates, options for reducing premiums through rehabilitation courses, and how different insurers approach such policies. Using comparison tools can aid in finding more favourable options.
Please note: This Insurance comparison tool is provided for your use by SEOPA. Insuro.co.uk and novi. digital is not responsible for the contents of the comparison you receive.