Pet Insurance Comparison

What is Pet Insurance?

Pet insurance helps cover the cost of veterinary treatment if your dog or cat becomes ill or is injured in an accident. Vet bills can run into thousands of pounds for serious conditions, so cover gives you the reassurance that cost won’t be the deciding factor in your pet’s care.

Types of Pet Insurance Cover

• Accident only: the most basic level, covering injuries from accidents but not illness.
• Time-limited: covers a condition for a set period (usually 12 months) after diagnosis, then excludes it.
• Maximum benefit: covers a condition up to a set monetary limit, with no time restriction, until that limit is reached.
• Lifetime cover: the most comprehensive option, renewing your claim limit each year for ongoing or recurring conditions for as long as the policy continues.

What Affects the Cost of Pet Insurance?

• Your pet’s breed, age, and general health
• The level of cover you choose
• Where you live
• Your chosen excess amount

Cats generally cost less to insure than dogs, and premiums typically rise as your pet gets older, so it’s worth comparing quotes regularly rather than automatically renewing with the same provider each year.

You could pay from £3.09 per month*
*Price per month for cover based on a dog, Mika, seven months old, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during May 2026. The quote price you could achieve is dependent on your individual circumstances.
You could pay from £3.09 per month*
*Price per month for cover based on a cat, Zeus, one year old, no known medical conditions, up-to-date vaccinations, neutered, and microchipped. Based on quote data provided by Seopa Ltd during May 2026. The quote price you could achieve is dependent on your individual circumstances.