Hair and beauty businesses including beauty salons, nail salons, and, of course, the more than 35,000 hair salons across the UK are busy places bustling with employees, customers, and governed by many legal restrictions, from the Workplace Regulations to the Personal Protective Equipment at Work Act and Control of Substances Hazardous to Health (COSHH) where chemicals that could be hazardous are involved.
Salon insurance policies therefore have to take into account more than many businesses. When you compare salon insurance quotes online, make sure you check that you’re covered against the usual risk to your premises, equipment, and stock (fires, accidental damage, vandalism and theft, etc.), that you have public liability insurance, and employer’s liability insurance.
You may also want to have product liability insurance if you sell products to be used off the premises, and if you offer home treatments or train third-party stylists, you should check your policy specifically covers this.
We always recommend reading every policy carefully when comparing them and checking that you have the level of cover you need at a price you’re willing to pay.
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