Compare critical illness cover quotes
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Most critical illness policies pay out a lump sum if, during the period the policy’s taken out for, you’re diagnosed with a serious condition on their list. This lump sum is tax-free and can be used to help you and your family make whatever changes are needed to live with the condition, or to guard against a loss of income, or for whatever other purpose is appropriate. However, it’s essential that when you compare critical illness cover policies, you take the time to be absolutely sure that the conditions you’re most concerned about are covered by the policy you choose. As many insurers offer critical illness cover more cheaply alongside life insurance, you may also want to consider life insurance policies with this included and compare what they offer against standalone policies. As always with insurance policies, it’s important to know what you absolutely have to be insured against and what – if anything – you’re willing to not be covered on when you sit down and compare critical illness cover online. Knowing what you want, what you need, and what your deal-breakers are will make it much easier for you to identify the best cover for your specific needs and budget – and getting the right policy is great for your peace of mind.
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