Compare Business Car Insurance Quotes

Compare car insurance quotes

  • done Compare 110+ providers
  • done You could save up to £504*
  • done Get personalised quotes in minutes

Don’t have your registration number? No problem, click here.

Compare Business Car Insurance Quotes

What is car insurance?

Having car insurance ensures you are covered financially if the worst were to happen to your car. Such incidents could involve damage from an accident, theft, vandalisation and fire damage. Car insurance means you won't have to dig into your pocket to pay for potentially huge repair or replacement costs.

Car insurance is a legal requirement for cars driving on public roads. You will be heavily penalised if you are found to be driving without insurance. The minimum level of coverage you must legally have is third-party car insurance. Third-party insurance covers the damage to another person's car, for example, in a collision accident, but provides limited cover for your vehicle.

Quotes from over 110 top UK insurance providers

How much does car insurance cost?

Car insurance is either made up of an annual or monthly premium. Annual premiums are paid in a single lump sum when a policy is purchased; monthly premiums require a deposit and a monthly direct debit. Many factors come into play that will affect the cost of your car insurance. It needn't cost the earth when you take the time to compare premiums.

Why compare with Insuro?

What is Business Car Insurance?

Business car insurance is a type of insurance policy that provides coverage for vehicles used for business purposes. It protects businesses and employees who use vehicles for work-related activities, such as transporting goods, travelling to and from business meetings, or driving clients to appointments. Business car insurance typically offers more comprehensive coverage than personal car insurance, as it considers the additional risks and liabilities associated with commercial driving. Some examples of businesses that may require business car insurance include delivery companies, sales teams, and ride-sharing services.

Why do you need business car insurance?

Business car insurance policies only cover personal travel and your daily work commute. If your work requires you to travel as part of your job, you will need to buy a car insurance policy. Business car insurance ensures you have the extra cover required when travelling for work. These are activities like travelling to different office locations or across the country for meetings.

What does business car insurance cover?

Depending on your needs and the policy chosen, your insurance may cover the following:

What types of business car insurance policies are available on the market?

Business car insurance policies cover using your vehicle for personal and business use. They fall into one of three categories:

What can you do to lower the cost of your insurance?

Car insurance policies for businesses can often come with higher premiums. There are ways to help decrease these costs. Consider increasing your voluntary excess to lower the premium amount. Additionally, increasing the security of your car can also allow for a lower premium amount. One of the best methods to lower car insurance is to shop around to find the cheapest option to suit your needs. 


Car Insurance 2024 – 5 Current Trends To Get A Better Deal

Car Insurance 2024 – What You Need To Know Securing an advantageous car insurance deal continues to be challenging. This blog explores current trends that can make your car insurance in 2024 offer better value for money. In this article, you will discover: The rise of electric and hybrid vehicles in insurance considerations. 2024’s most […]

National Highways Red X

What is the “National Highways Red X?” In the UK, “National Highways Red X” is a term used on smart motorways to indicate lane closure. Red Xs are displayed on overhead gantries and signal drivers that the lane is closed and should not be used. The red Xs are used to increase safety and manage […]

Insuring a modified car

So, you’ve bought a second-hand car and are ready to compare car insurance to get the best possible deal. But do you know how many modifications your new car has? A recent study showed that only 1.7 per cent of drivers declare modifications on their vehicles. This could be intentional or simply because people aren’t […]