Compare car insurance quotes
Don’t have your registration number? No problem, click here.
Having car insurance ensures you are covered financially if the worst were to happen to your car. This could be damage from an accident, theft, vandalisation and fire damage. It means you won't have to dig into your own pocket to pay for potentially huge repair or replacement costs.
Car insurance is a legal requirement for cars driving on public roads. You will be heavily penalised if you are found to be driving without insurance. The minimum level of cover you must legally have is third-party car insurance. This would cover the damage to another person's car, for example in a collision accident, but provides limited cover for your own vehicle.
Car insurance is either made up of an annual or monthly premium. Annual premiums are paid in a single lump sum when a policy is taken out, monthly premiums will require a deposit and a monthly direct debit. There are many factors that come into play that will affect the cost of your car insurance. It needn't cost the earth when you take the time to compare premiums.
Increase your chance of finding a great deal by comparing multiple companies using a single form.
Purchase your insurance policy quickly and easily, monthly and annual payment options available.
Get your quotes by filling in one simple form, compare prices, and start saving.
Join our ever-growing list of satisfied customers today.
Our website uses Cloudflare's security features for your peace of mind.
We aren’t owned by or have any investment from any insurance company.
Your first step when looking for insurance for your performance car shouldn’t be the cheapest, but what cover you need to ensure the protection that will grant you peace of mind.
One of the best options might be agreed-value insurance. Many insurers tend to apply a blanket fee on vehicles based on how they rate across a series of metrics, meaning that a performance car is more likely to end up at the higher end of fees just from performance rates and the cost of repairs.
An agreed value policy could take the sting out of such a fee, which values the car itself before the policy is taken out. If the unthinkable happens and you suffer a total loss, your insurer’s offer will be based on the agreed price rather than the considerably diminished book price.
Moving away from worst-case scenarios, there are elements of cover to consider that come close to home.
For instance, your performance car is unlikely to be your only vehicle. Would it be more cost-effective to include cover for driving other cars in your policy? Are you the only hobbyist in your household? Will you be covered if there’s damage to your vehicle if they were having a turn behind the wheel?
Owning a performance car in the UK is more than just a thrilling experience; it’s a statement. But great power comes great responsibility, and securing the right insurance for your high-performance vehicle is crucial. This article addresses some of the most frequently asked questions about performance car insurance in the UK.
Performance car insurance is a particular insurance coverage tailored for high-performance vehicles. These cars, known for their powerful engines and high-speed capabilities, often come with unique risks that standard insurance policies might not cover comprehensively.
With their superior speeds and more intricate engineering, performance vehicles can pose a greater risk on the roads than regular cars. Repairs can be significantly more expensive in an accident due to the specialised parts and expertise required. Insurers recognise these elevated risks and tailor policies to suit the needs of performance car owners.
Several factors influence the premium for performance car insurance:
Not all insurance policies will cover car modifications. If you’ve modified your performance car, you must notify your insurer. Failing to do so can potentially invalidate your insurance. Some insurers might offer specialised coverage for modified vehicles, while others might increase the premium based on the type and extent of modifications.
Age is a significant factor for insurers. Younger drivers, especially those under 25, are generally considered riskier. While it’s possible for young drivers to get performance car insurance, they might face steeper premiums. Young drivers should shop around and consider taking advanced driving courses to reduce premiums.
While performance car insurance can be pricier, there are ways to reduce your premium potentially:
Performance cars are a joy to drive, but ensuring they’re properly insured is necessary. By understanding your needs, recognising the risks, and doing thorough research, you can find the right insurance policy that gives you peace of mind while enjoying the thrill of the road. Always remember to ask questions, clarify doubts, and keep communication open with your insurer to enjoy a smooth journey ahead.
What is the “National Highways Red X?” In the UK, “National Highways Red X” is a term used on smart motorways to indicate lane closure. Red Xs are displayed on overhead gantries and signal drivers that the lane is closed and should not be used. The red Xs are used to increase safety and manage […]
Car Insurance 2019 – What You Need To Know Getting a great deal on your car insurance can be difficult. This blog looks at the current trends that can make your car insurance in 2019 better value for money. In this article, you will discover: Save with a smaller, more economical car Smaller cars are […]
For price-aware customers like young drivers and those on a budget, knowing how to get cheap car insurance can be essential to keep the costs of keeping a car operational down. There are several different options you can use to reduce the cost of your car insurance. Some of them require more preparation than others. […]