Fitness Instructor Insurance Comparison

What is Fitness Instructor Insurance?

Fitness instructor insurance protects you against claims arising from your work, whether you teach in a gym, run outdoor classes, or work with clients one-to-one. It typically includes public liability cover, in case a client is injured during a session, and professional indemnity cover, in case a client claims your advice or programming caused them harm.

If you do need fitness instructor insurance of your own, it’s just as important to make sure that the policy you decide on covers what you teach. There are many specialised policies available, for disciplines from yoga to high-intensity training to personal training, so you should assess as many as possible carefully before you decide which one is best for your own specific circumstances.

For much the same reason, it’s very important when you fill in the form to compare quotes that you give information accurate to your circumstances. Having the wrong policy for your situation results in feeling secure in your insurance only until it’s needed, which is even worse than having no insurance; you’ve been paying for nothing and it’s prevented you from realising you need to arrange an appropriate policy.

Always be clear on what your policy covers, what you’re paying for it, and always check that it’s the best policy for you out there.