Finding the cheapest learners motorbike insurance quote as a learner can be quite difficult and expensive. Save money today by using Insuro to compare quotes available. Insuro makes comparing quotes easy by providing an insurance comparison service. You can easily locate the cheapest quote for your requirements from over 20 insurance companies.
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To drive a moped or motorbike in the UK, you only need a learner’s license and L plates installed onto your vehicle. After successfully completing your compulsory basic training you can legally ride your motorbike on the road. You can do this without gaining a full motorbike license. However, before you can do this you need to buy insurance for your motorbike.
There are no specific insurance policies available for learner riders in the UK. As a learner motorbike rider, you will have to purchase a standard insurance policy, which can result in being quite expensive.
When calculating the amount of premium you pay on your insurance providers assess your risk levels. When you are classed as a learner you are deemed to have less experience on the road than a motorbike rider with a full license, thus making you a higher risk.
As most motorbike riders drive without an experienced driver or instructor insurance companies assume that they are more likely to make mistakes, and therefore have more accidents.
Various factors are taken into consideration when assessing your risk and providing you with an insurance quote. The main factors taken into consideration are:
Certain aspects such as your driving experience and age that cannot be changed. There are, however, certain steps that you can take to lower your motorbike insurance premiums. Ensuring the security of your bike by adding security devices can help lower the cost of your insurance premium. Different types of insurance policies also cost less in comparison to others. It is important, however, when deciding which type of policy to purchase that you take into account all potential costs. The best way to get cheap insurance is to shop around. You can compare all the policies available for your needs by using Insuro’s insurance comparison service.