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Who needs Office Insurance?
Any business deciding whether to take out an office insurance policy must consider that the value of office equipment almost always represents one of the most significant investments in assets a company makes.
Office insurance protects businesses from potential losses in their workspace in the UK. It covers various aspects:
It’s always a good idea for businesses in the UK to consult with a local insurance broker to ensure they get coverage that fits their specific needs.
With that in mind, the question is how comprehensive should the cover taken out be?
This depends entirely on the individual circumstances of the business.
Here are four common types of insurance coverage for office-based businesses:
Often, small businesses struggle to ensure their technology stack has proper Office Insurance coverage. Many small I.T.-related service providers in the B2B market invest heavily in computer hardware and associated peripherals. These companies must ensure their Office Insurance policy covers the total replacement cost of this pricey equipment.
Moreover, businesses should consider the revenue loss from interruptions due to severe office damage. Think of a significant event, like a company office fire. The company might struggle to trade until they replace the office infrastructure.
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