Insurance companies often provide introductory offers and entice customers to buy their home insurance with a free gift. These gifts can result in significant savings on your home insurance. Insuro can help you to break down which offers, gifts and quotes are the cheapest for you.
The first step to finding a better deal on your home insurance is filling in the simple comparison form below. Half of the customers using this comparison form received a quote of under £140 for their building and contents insurance.
Simply fill out the quick and easy form to receive your home insurance quotes now!
Home insurance is a policy that covers various risks, such as fire and theft, in your home. It pays for damage to the structure of your property, as well as personal belongings. Home insurance with free gift is a new product that has been launched in the market. It is presented as a gift that is given to you by the insurance provider as a reward for taking out the policy. The policy holder gets this gift for free and it can either be a cash value or a huge discount on the premiums.
Many insurance providers featured on the comparison form above provide offers and deals to their customers that could make your quote even cheaper. You can use the comparison form to compare quotes and then take advantage of the latest deals available. Here are some real examples of offers from listed providers:
Home insurance prices are constantly changing, as are the policies sold to the customer. Insuro recommends that at the very least you check home insurance quotes once every year, though you can often find greater savings with more regular checks.
The competition in the insurance industry means that you can often find brand new policies for home insurance with free gifts and additional savings. Prices and policies are continuously updated meaning that at any time you could find an improved quote, even from your own provider.
However often you decide to check your insurance, you can make the process fast and effective by using the comparison form above. The form only takes about 5 minutes to complete and just requires basic information about your home, current cover and personal circumstances. Ready to get started? Simply type your details into the form to begin!
The best way to answer, 'What is home insurance?’, is to explain what happens if you don’t have it, or you have a policy that doesn’t cover all the things that could go wrong.
You will sometimes see home insurance referred to as ‘house insurance’. In fact, storms, fires, floods, broken pipes and other incidents can affect any building you live in. Whether that is a:
From roof damage caused by high winds, down to subsidence issues with your foundations or walls, your home can suffer significant problems. Without home insurance, you would face substantial costs for repairing or rebuilding your property.
Also, the same issues, as well as burglaries or incidents of accidental damage, can result in you having to replace expensive equipment, such as furniture or personal belongings you keep within your property.
For this reason, home insurance usually includes two essential elements:
Many homeowners buy policies that include both (combined home insurance), but you can separate them if you need to. You could even have buildings and content insurance with separate providers.
Let’s look at what these two types of home insurance cover in more detail, and when you may only need contents cover.