Compare Compare 125cc Motorbike Insurance Quotes quotes

Compare 125cc Motorbike Insurance Quotes

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125cc Motorbike Insurance Options:

125cc motorbike is a cheaper alternative to traveling by car. Compare 125cc motorbike insurance prices today and get quoted under £130**. At Insuro it is easy and fast to compare 125cc Motorbike insurance quotes.

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What type of license do you need to get 125cc motorbike insurance?

Insurance for your bike is available with any type of license. It is important to note however that the more experience you have riding the motorcycle the less risk you will pose on the road. This will result in a cheaper policy.

Motorbike insurance is available for provisional learners as long as they have completed the compulsory basic training and have L plates installed onto their motorbike. You will be classed as a learner driver regardless of how long you have been riding your bike if you own a provisional license. This means that your insurance premiums will be higher than if you had a full motorbike license.

What are the different types of 125cc motorbike insurance policies available?

The amount of cover included in your motorbike insurance will vary between insurance providers. Some providers will provide certain aspects of cover in the price that you were quoted, while others will require you to purchase these aspects as add-ons. Your insurance policy may cover the following:

  • Breakdown cover
  • Legal expenses insurance: This cover ensures that if you find yourself in a roadside accident your insurance provider will cover any legal costs.
  • Cover for helmet and leathers: Protective equipment for your bike and yourself can be quite expensive. With Helmet and leather cover your insurance provider will replace them, in the case that they get damaged in an accident.
  • Personal accident cover: Personal accident cover protects you in the case that you are injured in an accident that causes financial difficulty.

What information do you need to receive an insurance quote?

When searching for an insurance quote there is some standard information that you will need to provide. It is important to make sure that this information is available at hand when searching for insurance quotes:

  • Your name
  • Your address
  • The bike make, model, registration and manufacture year
  • Any bike modifications after the date of manufacture
  • The value of your motorcycle
  • The date of purchase
  • The length of time you have possessed a motorbike license
  • Any additional riders you wish to add on the claim
  • Any security devices that you have fitted on your motorbike or carry on your person

What is bike insurance?

Just as car insurance is an important legal requirement, motorbike insurance is too if you’re using your vehicle on public roads. This includes if the bike is just stored on a public road, and you don’t ride it. Off-road quad bikes and bicycles don’t have to be insured but it might still be a wise decision for peace of mind and protection in the event of an accident. This is especially worth considering if you use your push bike or quad bike on a regular basis and are therefore more likely to have an accident.

For motorbikes, push bikes, and quad bikes, having insurance can protect you if your bike is stolen or damaged. It’s also an advantage if you’re involved in an accident whilst you’re out on your bike. You can also purchase specialist learners motorbike insurance. Whatever your level of riding experience is, Insuro can help you find a good value insurance policy to match.

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AXAEndsleigh InsuranceDebenhamsOne Call Insurance
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How much does bike insurance cost?

Predicting how much your bike insurance is going to cost can often be a challenge. There are a number of different factors that influence how much your premiums are likely to be. We can help you get a great deal - getting your motorbike insurance through Insuro costs an average of £132 per year!

The type of bike you have is likely to be an influence on how much your insurance costs. Quad bikes and motorbikes are likely to cost more to insure than push bikes. If you’re looking at push bike insurance, mountain bikes and road bikes might also differ in how much insurance costs. Customised choppers and cruisers can be of higher cost than standard motorcycles whilst high performance sports bikes are likely to have higher premiums than a basic push bike.

For motorbikes, there are even more factors to think about. A top-of-the-line or high powered bike is naturally going to be more expensive to insure than a more basic model. If you’re currently looking into buying a motorbike, the difference in insurance costs might be worth thinking about when you’re making a decision.

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Fantastic service I had a renewal price of over £850 from my current insurance which had gone up by £150 from last year I now have a new insurance company and its £421 saving me over half the price amazing 👍👍👍
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