Best Car Insurance for Your Needs

  • done Compare up to 100+ providers
  • done You could save up to £518*
  • done Get personalised quotes in minutes

Don’t have your registration number? No problem, click here.

Best Car Insurance for Your Needs

What is car insurance?

Having car insurance ensures you are covered financially if the worst were to happen to your car. Such incidents could involve damage from an accident, theft, vandalisation and fire damage. Car insurance means you won't have to dig into your pocket to pay for potentially huge repair or replacement costs.

Car insurance is a legal requirement for cars driving on public roads. You will be heavily penalised if you are found to be driving without insurance. The minimum level of coverage you must legally have is third-party car insurance. Third-party insurance covers the damage to another person's car, for example, in a collision accident, but provides limited cover for your vehicle.

Quotes from up to 100 top UK insurance providers

How much does car insurance cost?

Car insurance is either made up of an annual or monthly premium. Annual premiums are paid in a single lump sum when a policy is purchased; monthly premiums require a deposit and a monthly direct debit. Many factors come into play that will affect the cost of your car insurance. It needn't cost the earth when you take the time to compare premiums.

Why compare?

How to Compare Car Insurance Effectively

Finding suitable car insurance involves comparing multiple providers to identify appropriate coverage at competitive rates. Through QZ’s comparison platform, motorists can access quotes from over 100 UK insurance providers, helping them discover policies that match their specific requirements.

Why Compare Car Insurance?

Insurance premiums can vary significantly between providers based on multiple factors:

Vehicle Factors

  • Make and model
  • Insurance group rating
  • Vehicle age and value
  • Security features
  • Modification status

Driver Considerations

  • Age and experience
  • Claims history
  • Driving record
  • Address location
  • Vehicle usage

Policy Options

  • Coverage levels
  • Voluntary excess
  • Additional features
  • Payment terms
  • Policy exclusions

Available Coverage Types

QZ’s comparison service enables motorists to review different policy types:

Comprehensive Cover

  • Accident damage
  • Third-party damage
  • Fire and theft
  • Personal injury
  • Additional benefits

Third Party, Fire and Theft

  • Legal liability
  • Fire damage
  • Theft protection
  • Basic coverage
  • Optional extras

Third Party Only

  • Legal requirements
  • Basic protection
  • Essential cover
  • Minimum insurance
  • Legal compliance

    Getting Started

    To receive accurate quotes through the comparison service, prepare:

    Essential Information

    • Vehicle registration
    • Driver details
    • Usage information
    • Claims history
    • Security features

    Supporting Documents

    • Driving licence
    • No claims proof
    • Vehicle documentation
    • Address verification
    • Identity confirmation

    Begin comparing car insurance quotes by entering vehicle and driver details below to access policies from leading UK providers.

    Key Comparison Factors

    Coverage Options

      • Comprehensive
      • Third-party, fire and theft
      • Third-party only
      • Additional coverage features
      • Policy exclusions

      Price Comparison Features

        • Multiple quote generation
        • Filter options
        • Price sorting capabilities
        • Special offer identification
        • Discount visibility

        Service Elements

          • Number of insurers featured
          • Quote generation speed
          • User interface simplicity
          • Mobile accessibility
          • Customer support availability

          Notable Comparison Services

          Established Platforms

          GoCompare

          • Features over 120 insurance brands
          • Defaqto integration
          • Quote save functionality
          • Clear policy comparison
          • Additional rewards programme

          CompareTheMarket

          • Wide insurer selection
          • Meerkat Movies and Meals included
          • Quick quote system
          • Policy feature breakdown
          • Mobile app availability

          MoneySuperMarket

          • Extensive provider network
          • Credit score impact checker
          • Clear excess information
          • Price guarantee options
          • Customer review integration

          Confused.com

          • Multiple payment options
          • Policy feature comparison
          • Driver history consideration
          • Clear excess breakdown
          • Renewal reminder service

          Comparison Service Features

          Essential Elements

          Quote Processing

            • Data input efficiency
            • Information storage
            • Quote retrieval system
            • Multiple car options
            • Policy renewal tracking

            User Experience

              • Navigation simplicity
              • Mobile responsiveness
              • Save and return features
              • Document upload capability
              • Account management

              Support Services

                • Phone assistance
                • Live chat options
                • Email support
                • Claims guidance
                • Policy documentation

                Additional Value Features

                Extra Benefits

                Rewards Programmes

                  • Cinema tickets
                  • Restaurant discounts
                  • Retail vouchers
                  • Cashback offers
                  • Loyalty schemes

                  Tools and Resources

                    • Car insurance guides
                    • Premium calculators
                    • Policy explainers
                    • FAQ sections
                    • Video tutorials

                    Comparison Methods

                    Effective Strategies

                    Initial Research

                      • Policy requirement identification
                      • Coverage level determination
                      • Budget consideration
                      • Optional extras assessment
                      • Excess preferences

                      Detailed Comparison

                        • Policy feature examination
                        • Excess level review
                        • Payment term options
                        • Additional benefit assessment
                        • Customer service evaluation

                        Important Considerations

                        Key Factors

                        Policy Details

                          • Coverage levels
                          • Policy exclusions
                          • Claim processes
                          • Cancellation terms
                          • Renewal conditions

                          Provider Assessment

                            • Financial stability
                            • Customer service ratings
                            • Claims handling reputation
                            • Payment flexibility
                            • Policy administration

                            Cost Factors

                            Premium Influences

                            Vehicle Details

                              • Make and model
                              • Insurance group
                              • Modifications
                              • Security features
                              • Age and value

                              Driver Information

                                • Age and experience
                                • Claims history
                                • Driving convictions
                                • Occupation
                                • Address location

                                Value Assessment

                                Quality Indicators

                                Service Elements

                                  • Quote accuracy
                                  • Policy clarity
                                  • Customer support
                                  • Claims processes
                                  • Documentation access

                                  Platform Features

                                    • Search functionality
                                    • Filtering options
                                    • Comparison tools
                                    • Information storage
                                    • Account management

                                    Making an Informed Choice

                                    Decision Factors

                                    Primary Considerations

                                      • Coverage requirements
                                      • Budget constraints
                                      • Service preferences
                                      • Support needs
                                      • Additional benefits

                                      Platform Selection

                                        • User experience
                                        • Provider range
                                        • Quote accuracy
                                        • Support availability
                                        • Added value features

                                        Tips for Comparison

                                        Practical Advice

                                        Preparation

                                          • Gather vehicle details
                                          • Document driving history
                                          • Determine coverage needs
                                          • Set budget parameters
                                          • List required features

                                          Comparison Process

                                            • Use multiple platforms
                                            • Compare like-for-like policies
                                            • Check excess levels
                                            • Review policy features
                                            • Consider added benefits

                                            Through careful comparison of these services, motorists can identify suitable car insurance policies matching their specific requirements. Each platform offers distinct features and benefits, allowing users to make informed decisions based on their individual needs and preferences.

                                            compare car insurance

                                            Insuro Blog

                                            The Stir Over “Over-65 Driving Test UK” – What’s Really Going On

                                            Over the last few months, searches like “over 65 driving test uk”, “driving test for over 65”, and “new driving test rules” have jumped in Great Britain. Many people are asking if there’s a brand-new test you must take at 65. Short answer: there isn’t. Quick note: UK licence renewal kicks in at 70 (and […]

                                            Car Tax Rates 2025 UK: VED Changes and Why August Searches Spike

                                              Car Tax Rates 2025 UK: VED Changes and Why August Searches Spik   Vehicle Excise Duty (VED), or car tax, is a mandatory fee for most vehicles driven or parked on UK public roads. The 2025/26 tax year brings significant VED changes, effective from 1 April 2025, impacting petrol, diesel, hybrid, and electric vehicle […]

                                            What is the Cheapest Car Insurance in the UK?

                                            This article explains what factors result in the cheapest car insurance. Finding the cheapest car insurance in the UK depends on various factors, including the type of car you drive, your age, location, and driving history. This guide explores these aspects in detail and provides insights into how to secure the most affordable policy for […]

                                            Free Insurance Reminder

                                            Enter the date of your insurance renewal and we'll remind you 30 days before.

                                            This field is for validation purposes and should be left unchanged.
                                            Date(Required)
                                            Enter the date of your renewal.
                                            Pick your insurance type.

                                            Why use a reminder?

                                            • Save money by comparing early.
                                            • Avoids auto-renewal at high rates.
                                            • Avoids rushing and making mistakes.