Jaguar F-pace vs Citroen C4 Cactus: UK Running Cost Comparison (2026)

Based on estimated figures — · Updated April 2026

Choosing between the Jaguar F-pace and Citroen C4 Cactus isn't just about purchase price — the true cost of ownership tells a different story. Using our cost model and UK market averages, we can show exactly what each car costs to run every year.

Annual Running Cost Overview

Insurance Costs

Insurance is one of the biggest variables in running costs. Based on our data, the Citroen C4 Cactus comes out cheaper to insure, with an average premium of £570 per year compared to £1,330 — a difference of £760 annually. Insurance is calculated using standardised driver demographics (age 35, 3 years no claims) so the difference reflects the vehicle itself rather than driver risk.

Fuel & Energy Costs

The Citroen C4 Cactus has the lower annual fuel cost at £1,710 per year, saving £380 over the Jaguar F-pace. Fuel costs are calculated from real-world mileage data taken from DVSA MOT odometer records, using current UK pump prices per mile for each fuel type.

Depreciation

The Citroen C4 Cactus holds its value better, with estimated annual depreciation of £2,700 versus £7,000 for the Jaguar F-pace. Depreciation is typically the largest single running cost — often larger than fuel — making this a significant factor in the true cost of ownership.

Which Is Cheaper to Run?

Over a full year, the Citroen C4 Cactus costs approximately £5,460 to run, compared to £11,120 for the Jaguar F-pace. That's a difference of £5,660 per year, or around £471 per month. Over five years, choosing the Citroen C4 Cactus could save you £28,300 in running costs alone.

Keep in mind these are averages — your actual costs will depend on your age, occupation, location, and how you use the vehicle. Use the personalised calculator below to get figures specific to your situation.