Typically, younger drivers and drivers with clean records can find the cheapest car insurance from smaller insurance providers or those offering usage-based insurance (e.g., black box policies). Comparison websites like ComparetheMarket or MoneySuperMarket in the UK can help identify these providers.

The cheapest car insurance varies by individual factors but companies like Direct Line, Hastings Direct, and Admiral often provide affordable options. Always compare quotes to find the best deal.

Car insurance is typically cheapest for drivers aged 50-65, as they are considered experienced and less risky.

Insurance groups range from 1 to 50 in the UK, with Group 1 being the cheapest. Cars in this group include models like the Volkswagen Polo and Ford Fiesta.

The lowest coverage in the UK is third-party insurance, which only covers damage to others’ vehicles or property.

Car insurance can be expensive due to factors like your age, location, type of car, lack of no-claims bonus, or recent claims, even with a clean driving record.

Drivers aged 17-25 face the most expensive car insurance due to their lack of driving experience and higher accident risk.

Even with a clean record, insurance can be high due to factors like high-risk areas, expensive car models, or a lack of no-claims bonus.

Black box insurance can reduce premiums by 10-30%, depending on how safely you drive.

Disclaimer: The information contained within this webpage is for editorial purposes only, and not intended as financial advice.