Compare Tradesman Insurance
Tradesmen working contract to contract with their crews make up a substantial part of the UK’s business population, but their insurance needs are anything but standardised. Tradesman insurance policies are designed to ‘package’ a number of important – and, in some cases, legally required – insurance types together.
If you have a team working under you, employers liability insurance is a legal requirement, and for some trades, public liability insurance can also be required.
Which of these you feel you can do without and which you need will vary from tradesman to tradesman, but before you compare policies, it’s worth taking the time to make a list of essentials that you can compare policies against.
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Compare with Care
It’s always important to know what you’re covered against and what you aren’t. Using online comparison tools makes it easier to find potential policies, but you should take the time to find the right one for your business every time.
Not all tradesman insurance quotes will cover both, and when you compare policies online it’s important to read carefully to know exactly what’s covered by this policy. That way, if you want coverage it doesn’t offer, you know to choose another or seek additional cover.
Also of importance are contract works insurance, business equipment and/or tool insurance, plant and machinery insurance and more, with business interruption insurance deserving a special mention.