Compare Taxi Fleet Insurance Online Click to compare

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Taxi fleet insurance is a form of motorfleet insurance, but often includes additional cover to reflect the way taxis are used, in the same way that taxi insurance policies often include types of cover private cars might not need.

Some taxi businesses may prefer to maintain individual policies for each vehicle. However, fleet insurance is faster to manager, compare, and renew. The more cars in your firm, the more likely it is that a single fleet insurance policy will have a lower cost overall. This is because the cost of claims for each vehicle is spread across the fleet; it’s not very likely that claims will have to be made on every vehicle in the fleet, after all.

For insurance quotes over the phone please call 0800 0425 292**

Taxi Fleet Insurance Comparison: Cover

If your taxi business has a fleet consisting of three or more vehicles, it may be eligible for taxi fleet insurance policies.

It is a legal requirement for any vehicle on the road to have vehicle insurance. If you employ anyone other than yourself in your company, you are also required to carry employers liability insurance. However, there are several other areas of cover that many taxi businesses want to have.

These include:

There are two other major factors affecting the cost of your insurance. First is the type of taxi company you are; private hire or public hire.

Private hire taxi companies only take pre-booked passengers, while public hire companies may take passengers off the street without prior booking.

The other important factor is whether you want limited or unlimited mileage insurance. Limited mileage insurance is invalidated if your vehicles exceed the mileage cap, so it can be restrictive for some companies. However, unlimited mileage insurances costs more. The reason for this is simple – the more distance travelled, the greater the potential risk of accident.

Taxi Fleet Insurance Comparison: Price

Assuming the same trips are taken at the same fares, a lower insurance premium makes for a greater profit margin. However, cutting your premiums by cutting your cover is a risk, and it’s one you should bear in mind when comparing taxi fleet policies.

Using a comparison form like the one above will provide you with a selection of quotes appropriate for businesses like yours. Depending on the vehicles in your fleet and the cover you want, which of the options is best for you may vary, Take the time to review your options and make sure the one you choose is one you’re happy with. If you do need to make a claim, nothing feels more frustrating than realising that you chose a policy that didn’t cover you against this claim.

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For any support queries, please email:
[email protected]

For insuranace quotes over the phone please call Wiserconnect on:
0800 042 5292**

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