With so many elements to consider, finding the right over 50s insurance policy can be a headache. With Insuro, it’s quick and easy to compare different deals and find a great fit for you. There are various challenges facing drivers over 50 and, in our opinion, insurance shouldn’t be one of them,
Broadly speaking, drivers in their 50s and 60s are safer road users than their younger counterparts. There are various reasons for this: older drivers tend to have more experience and therefore greater skill, plus a more reasoned and cautious approach. The lesser risk is good news for insurance policies: the safer the driver, the cheaper the available rate.
Of course, there are a lot of factors that go into determining insurance rates. Other points of consideration include the vehicle’s model and age, the available parking options and so on.
For older drivers, there is also the question of health. Deteriorating eyesight is one of the most common and is very important to be aware of. It is recommended that older drivers get their eyes checked frequently, so as to catch any developing problems early and prevent them from becoming a safety hazard to themselves or others.
If you’re aged 70 or over, you will have to reapply for your licence after a period of three years. There is no medical component to the test, though any significant decline in your health must immediately be reported to the DVLA. If you’re uncertain if a medical condition may affect your driving, check the DVLA website for more guidance.
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