Specialist Insurance Comparison
When comparing young car drivers’ insurance policies online, there are a few things you should consider.
Young car drivers can expect to pay a higher premium than average for their policy. The reason why is simple to express.
Drivers under the age of 25 make up about one in eight of the drivers active on Britain’s roads – but they’re a part of around a quarter of all serious traffic collisions.
However, there are a few things that can benefit a young driver looking to reduce their premiums.
If your chosen car is a cheap one, that reduces your premiums somewhat. You can also choose a policy which requires a higher excess in the event of a claim – but be careful not to choose a level of excess you aren’t confident you’ll be able to cover!
You could also consider black box insurance, also known as telematics, to help reduce your premiums.
Lastly, of course, policies with less cover are usually cheaper. But be careful – make sure you have the coverage you expect to need! There’s nothing more frustrating than realising that the incident you have to claim on is one which your policy doesn’t cover.
Make a list of what you’re prepared to accept before you begin your comparisons. You can then use a tool like the one on this page to easily collect a list of possible quotes. Read though these quotes carefully.
Reject any that don’t meet your basic minimums. From there you’ll have a shortlist from which you can choose the best for you – but take your time. Make sure you know exactly what you’re getting, what you’re paying for it, and that you’re happy with that deal.
This Insurance comparison tool is provided for your use by SEOPA. Insuro.co.uk and novi.digital are not responsible for the contents of the comparison you receive.