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Who needs Office Insurance?

Any business which is trying to decide whether they should take out an office insurance policy needs to consider that the value of office equipment almost always represents one of the largest investments in assets that a company makes.
small office insurance
With that in mind, the question is how comprehensive should the cover taken out be?

Things to look out for when procuring Office Insurance

The major issue faced by small businesses who are attempting to evaluate their Office Insurance requirements is that of ensuring that their technology stack is covered adequately. Many small businesses which provide I.T. related services in the B2B marketplace will have made a significant investment in computer hardware and associated peripherals. These companies must ensure that the Office Insurance policy they choose will cover the total cost of replacing this expensive equipment.

Another area which can be a consideration is the loss of revenue caused by an interruption in the operation of the business due to serious damage to their office. Imagine a serious catastrophe were to happen, such as a major fire in the company’s office. It is unlikely they could continue trading in the short-term until much of the office infrastructure had been replaced.

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