Compare Most Affordable Home Insurance quotes

Most Affordable Home Insurance

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Are you looking for the most affordable home insurance? Insuro could help you find a better deal. 50% of customers that used the comparison form below found their home insurance quote to be less than £140! Compare over 40 different insurers, all in one place.

The easy-to-use form takes around 5 minutes to complete. Get started by entering your details below!

How do I choose the correct and most affordable home insurance for me?

To get the best value deal, you will first need to decide what type of insurance best suits your situation. The three most common types of insurance are as follows:

  • Building insurance: This type of insurance covers the physical structure of your home. This also includes permanent elements such as bathroom fittings. It typically covers damage from fire, natural disasters, vandalism and leaks. Claims made against this type of insurance could fund the rebuilding costs for your home
  • Contents insurance: Standard contents insurance protects items in the home from theft, fire and flooding. The average UK home now has £55,000 worth of contents! It can be surprising how much replacing your items can cost, making contents insurance all the more valuable. Those renting with a landlord need contents insurance to cover their own items
  • Combined/comprehensive insurance: Building and contents are both covered in this common policy. This policy is the safest option for providing the widest range of cover but is also the most expensive

How can Insuro help me to get the most affordable home insurance?

Insuro is specifically designed to make finding the most affordable home insurance simpler. By comparing such a large range of insurers across the UK, the simple comparison form allows you to find a cheaper deal in less time. You can compare a wide variety of insurance types and policies to find the cover that best suits you.

Home insurance is not a legal necessity. However, it’s best to have peace of mind knowing that for a small price, you can protect your most valuable assets. Use the quick comparison form above to see if you could benefit from a better deal today.

What is home insurance?

The best way to answer, 'What is home insurance?’, is to explain what happens if you don’t have it, or you have a policy that doesn’t cover all the things that could go wrong.

You will sometimes see home insurance referred to as ‘house insurance’. In fact, storms, fires, floods, broken pipes and other incidents can affect any building you live in. Whether that is a:

  • Detached, semi-detached or terraced house
  • Bungalow
  • Cottage
  • Flat
  • Apartment

From roof damage caused by high winds, down to subsidence issues with your foundations or walls, your home can suffer significant problems. Without home insurance, you would face substantial costs for repairing or rebuilding your property.

Also, the same issues, as well as burglaries or incidents of accidental damage, can result in you having to replace expensive equipment, such as furniture or personal belongings you keep within your property.

For this reason, home insurance usually includes two essential elements:

  • Buildings insurance
  • Contents Insurance

Many homeowners buy policies that include both (combined home insurance), but you can separate them if you need to. You could even have buildings and content insurance with separate providers.

Let’s look at what these two types of home insurance cover in more detail, and when you may only need contents cover.

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How much does home insurance cost?

The cost of home insurance in 2022 depends on a number of factors.

The essential thing when comparing home insurance quotes is to find a policy that covers all your risks and potential financial outlay in the event of a problem.

This is why using a home insurance comparison tool is helpful.

It provides you with insights on the cost of policies that cover buildings and contents - combined or separate - to the level you need.

Put it this way, apparently cheap home insurance policies can leave you inadequately covered. When you come to make a claim, you could find yourself facing a brick wall. The pay-out could be less than you need, or your entire claim could be rejected.

However, you clearly don’t want to pay too much for home insurance either, with types and levels of cover that are not relevant to you.

So, how do you find cost-effective home insurance that's a great fit for you?

Read on, to find how Insuro can open the door to home insurance quotes tailored to your specific needs.

Why compare with Insuro?

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What people have to say about us

Fantastic service I had a renewal price of over £850 from my current insurance which had gone up by £150 from last year I now have a new insurance company and its £421 saving me over half the price amazing 👍👍👍
Saved me hundreds on my car insurance. Hadn't heard of them before but will defo be back again.
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