The L-plates have gone and you are ready to buy your first car insurance policy. Brace yourself because it’s expensive business! This is why using our comparison service is a necessity in ensuring you find the best deal. Otherwise, you could end up paying a small fortune.
If you do not drive with the correct insurance, you are breaking the law. Failing to take out an insurance policy can result in the police seizing and destroying your vehicle. Not only will you get points on your licence, but you will also face much higher premiums. It’s not worth the risk, especially when the chances of getting caught are high.
• Choose a car with care – A lot of new drivers do not realise that the car they drive impacts the insurance rates offered. High performance cars with large engines, and expensive, flashy cars, result in higher insurance rates. If you are yet to buy a vehicle, make sure it is a low insurance one. You can figure out whether this is the case by doing a quick search online.
• Consider a black box policy – A lot of new drivers are reluctant to choose a black box policy. They fear a driving curfew and premium hikes for small driving errors. Thankfully, these fears are unfounded. While curfews were a feature of the very first black box policies, this is no longer the case. Premiums are now calculated based on driving ability. Yet, this doesn’t mean you need to be a perfect driver. A few late breaks here and there is not going to be enough for your insurer to increase your policy. A lot of people buy a black box for their first car insurance policy, and then after a few years, they get rid of it.
So, what are you waiting for? Enter your details and we will provide you with an overview of the first car insurance policies available, enabling you to compare them with ease.