Compare Motortrade Car Insurance

If your business involves driving, interacting with or working on customers’ vehicles, you must ensure that your motor trade insurance is right for your business. Compare Motortrade quotes online to find the best deal for you.

What is Motortrade car insurance?

Trade car insurance, also known as motor trade insurance or traders’ insurance, protects businesses and staff that drive or work on customers’ vehicles or those that the company owns. Often, flexibility runs through the heart of this policy. For example, it can allow any mechanic to drive any vehicle to get the job done correctly.

Trade car insurance is vital for many businesses, including mobile tyre replacement services, scrap yards, car valeting companies, vehicle restoration businesses, and more. As a rule, if you care for customers’ vehicles or have many different company-owned vehicles on-site, you will need this type of insurance.

Even if you do not typically drive the vehicles on your premises, trade car insurance can protect against accidental damage or any other problems that result from vehicle maintenance or repairs. Both limited companies and self-employed companies should have the right policy in place.

What does Motortrade insurance cover?

Motor trade insurance can be tailored to your specific needs and requirements. So, think carefully about the daily risks, as that will help you compare and contrast the right level of coverage from our wide range of providers. Motor trade policies cover common aspects such as road risk, employers’ liability insurance, public liability insurance, product liability insurance, material damage cover and extra drivers.

Motor trade insurance offers customisation options to suit your specific needs and requirements. It is essential to carefully consider the daily risks involved in your business to ensure you choose the appropriate level of coverage. At Insuro, we offer a wide range of providers, allowing you to compare and contrast different coverage options. Some common aspects covered by motor trade policies include:

1. Road Risk: This covers vehicles used for trade purposes, protecting against accidents, theft, and fire damage.
2. Employers’ Liability Insurance: This is essential if you have employees and covers their legal liability for injuries or illnesses that occur while working for your business.
3. Public Liability Insurance: This protects you against claims from third parties for injury or property damage that may occur due to your business activities.
4. Product Liability Insurance: If your business sells or supplies products related to the motor trade, this coverage protects you against claims for damage or injury caused by those products.
5. Material Damage Cover: This covers your vehicles, premises, and equipment against damage or loss due to fire, theft, or vandalism.
6. Extra Drivers: You can add additional drivers to your policy, allowing flexibility for employees to operate vehicles as needed.

What’s next?

Finding the right trade car insurance policy at the best price is crucial for your business. Insuro can assist you in quickly finding and comparing trade insurance quotes online from various insurance providers. Using our comparison tool, you can ensure you have the necessary financial protection while doing what you love. Start exploring your options with us today and enjoy the peace of mind that comes with suitable trade car insurance.