Compare car insurance quotes
Don’t have your registration number? No problem, click here.
Having car insurance ensures you are covered financially if the worst were to happen to your car. This could be damage from an accident, theft, vandalisation and fire damage. It means you won't have to dig into your own pocket to pay for potentially huge repair or replacement costs.
Car insurance is a legal requirement for cars driving on public roads. You will be heavily penalised if you are found to be driving without insurance. The minimum level of cover you must legally have is third-party car insurance. This would cover the damage to another person's car, for example in a collision accident, but provides limited cover for your own vehicle.
Car insurance is either made up of an annual or monthly premium. Annual premiums are paid in a single lump sum when a policy is taken out, monthly premiums will require a deposit and a monthly direct debit. There are many factors that come into play that will affect the cost of your car insurance. It needn't cost the earth when you take the time to compare premiums.
Increase your chance of finding a great deal by comparing multiple companies using a single form.
Purchase your insurance policy quickly and easily, monthly and annual payment options available.
Get your quotes by filling in one simple form, compare prices, and start saving.
Join our ever-growing list of satisfied customers today.
Our website uses Cloudflare's security features for your peace of mind.
We aren’t owned by or have any investment from any insurance company.
Also known as fully-comp, comprehensive car insurance covers you against the following:
The extensive nature of this coverage typically means that premiums and quotes are higher. However, it provides a greater sense of security. You know you’re covered against a much wider range of potential issues. And there are comprehensive policies available at comparable prices to third-party policies.
Why? Many poor drivers, looking to keep premiums low, choose third-party car insurance only to do so. That increased claim rates (and therefore prices) for such policies.
Some insurance companies keep policy prices low to encourage drivers to take up comprehensive car coverage. Third-party insurance can complicate claims, after all!
If careful, you can sometimes find the cover you need at a price much lower than expected.
Comprehensive car insurance is a type of auto insurance policy that covers a wide range of damages and losses, including those caused by accidents, theft, fire, and natural disasters. In the UK, comprehensive car insurance is often the most expensive type but offers complete protection.
Comprehensive car insurance covers damages to your own car and other people’s cars and property in the event of an accident that you are responsible for. It also covers theft or damage caused by attempted theft, vandalism, fire, and natural disasters like floods or storms.
Additionally, comprehensive car insurance policies often provide other benefits, such as coverage for personal injury, legal expenses, and replacement of lost or stolen keys.
It is important to note that comprehensive car insurance policies may have specific exclusions or limitations, so it is essential to carefully review the terms and conditions of your policy before purchasing.
There may be several reasons why someone might wish to avoid comprehensive car insurance:
Ultimately, deciding to opt for or avoid comprehensive car insurance will depend on your circumstances and priorities. It’s important to carefully consider the benefits and costs of different insurance policies before deciding.
It’s important not to assume your policy provides what you need. When comparing comprehensive car insurance policies, read the details carefully. You should take the time necessary to know your chosen policy provides the coverage you want and that the payment schedule is within your budget.
Using online comparison tools like the one below makes gathering policies much quicker and easier. This frees up time, and take some of that time to double-check before you commit.
Note: This Insurance comparison tool is provided for your use by SEOPA. Insuro.co.uk and novi.digital are not responsible for the contents of the comparison you receive.
What is the “National Highways Red X?” In the UK, “National Highways Red X” is a term used on smart motorways to indicate lane closure. Red Xs are displayed on overhead gantries and signal drivers that the lane is closed and should not be used. The red Xs are used to increase safety and manage […]
Car Insurance 2019 – What You Need To Know Getting a great deal on your car insurance can be difficult. This blog looks at the current trends that can make your car insurance in 2019 better value for money. In this article, you will discover: Save with a smaller, more economical car Smaller cars are […]
For price-aware customers like young drivers and those on a budget, knowing how to get cheap car insurance can be essential to keep the costs of keeping a car operational down. There are several different options you can use to reduce the cost of your car insurance. Some of them require more preparation than others. […]