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Static & Touring Caravan Insurance Comparison

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Static Caravan Insurance

Static caravan owners often prioritise slightly different areas of cover. Some of this is obvious, as static caravan won’t be in road traffic accidents. Some may be less obvious. For example, many home insurance policies protect the contents of your touring caravan while it’s parked at your home. However, the contents of a static caravan will not benefit from this.

Because of location, you might prioritise fire, flood, or other covers.

Touring Caravan Insurance

If your caravan and your car have a combined weight of over 3,500kg you may not be road-legal. This can invalidate your insurance while on the road, so this may be something you wish to avoid!

Your car handbook and caravan documents should tell you their weights.

Exclusions to Watch For

Common exclusions to caravan insurance include:

  • Wear and tear.
  • Any damage arising from treating the caravan as a permanent residence.
  • Damage arising from infestation by insect or vermin.
  • Damage or loss due to inadequate security measures (e.g., leaving doors or windows unlocked).

If you’re concerned about any of these, check your policy thoroughly to avoid these exclusions.

Caravan Insurance Comparison

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