Getting cheap car insurance can be tricky, but it’s possible to save big on your premium. Here are the best ways to get cheap car insurance online.
The Internet was built for comparison shoppers-that means you! Comparison-shopping is great because it lets you compare prices from a variety of different providers, and best of all, it’s free.
Personalisation is key:
Many online sites will ask for personal information before you’re allowed to do price comparisons, but if they can save you money on your policy, give it up! Knowing things like the amount of driving you to do will let online sites recommend the best policy for your driving habits.
Signing up for a yearly policy is best because it lets you lock down one rate, and if prices go down later, great; you’ll still be paying less than everyone else. Plus, if the rates increase, you can always switch providers without having to worry about renewing your policy.
Take advantage of discounts:
Discounts can save you big, so look for sites that offer them. You can usually get things like multiple driver discounts or good student discounts by doing some online research and it’s best to find those discounts before you sign up with a provider.
Length of coverage matters:
The best way to get cheap car insurance is to make sure you’re going for the best length of coverage-so look into six months, year-long, or multiyear policies. You’ll usually save more cash long-term if you go with a longer-term policy. That said, rates are likely to go up over time, so think about the best length of coverage for you and your current financial situation.
Know your limits:
Your best way to get cheap car insurance is also knowing when not to get it. You can cut costs by dropping certain features-for instance, if you don’t actually use your drive far, you can save cash by dropping the mileage limit. It’s best to know what you want your policy to cover before getting a premium quote, and if you feel like you’re getting ripped off, confirm with other providers that they offer all the same features at a cheaper price.